HMS

Locations

Borgartúni 21, 105 Reykjavík.

Ártorgi 1, 550 Sauðárkrókur.

Hafnarstræti 107, 600 Akureyri.

Kt: 581219-1480

Opening Hours

Mon to Thur 8:30AM - 3:30PM
Fridays from 9AM - 2PM

Phone: 440 6400

Email: hms@hms.is

Hous­ing loans

Hous­ing loans

About mort­gage loans at HMS

The loans are annuity loans and can be indexed or non-indexed. 

We provide non-indexed loans with fixed interest rates for 3 years at a time and indexed loans with fixed interest rates for 5 years at a time. It is also possible to get a loan with a fixed interest rate for the duration of the loan. 

Loans are only granted for apartments intended for personal use. It is not allowed to own more than one apartment with a loan from the Housing and Construction Authority, unless special circumstances apply, for example due to employment or family circumstances. 

Borgartúni 21, 105 Reykjavík.

Ártorgi 1, 550 Sauðárkrókur.

Hafnarstræti 107, 600 Akureyri.

Kt: 581219-1480

Contact us

Email: hms@hms.is

Phone: 440 6400

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Opening Hours

Mon to Thur 8:30AM - 3:30PM

Fridays from 9AM - 2PM