HMS

Locations

Borgartúni 21, 105 Reykjavík.

Ártorgi 1, 550 Sauðárkrókur.

Hafnarstræti 107, 600 Akureyri.

Kt: 581219-1480

Opening Hours

Mon to Thur 8:30AM - 3:30PM
Fridays from 9AM - 2PM

Phone: 440 6400

Email: hms@hms.is

Coun­sel­ing

Coun­sel­ing

Buying real estate is one of the biggest decisions you will make in life, but also one of the most fun. Here are some things that are good to know when thinking about buying real estate.

Bu­y­ing real esta­te

Bor­rowing process

When the property has been found, it is necessary to consider financing. It is important to check your ability to pay before making a purchase offer for real estate.
It is important to compare loan options, but on the HMS website there is a calculator that is useful for comparing loans and loan options available on the market.

When an accepted purchase offer is ready, the next step is to go through a payment and credit rating assessment. When you have finished studying the result of the payment and credit rating assessment and the accompanying documentation, the next step is to apply for the loan.